Insolvency Application Forms – Bankruptcy or Consumer Proposal

C.E. Craig & Associates Inc. offers a free consultation with a Licensed Insolvency Trustee.  At your free consultation we will go over all of you debt options –  including those offered by us.  Sometimes just developing and writing up a budget/financial plan is the biggest step to reducing your debt.  Additionally you can consider options such as reducing your personal spending and sticking to personal debt repayment goals.  However, at times, a more formal option is needed which involves the assistance of a Licensed Insolvency Trustee. Then you will need to fill out an Insolvency Application Form

The first step is to meet with our debt elimination managers.  After your meeting, you can decided on a bankruptcy or consumer proposal or other options.

The application forms will give you an idea of the types of information required to file a formal insolvency filing.  The forms do not have to be filled out prior to your first consultation, but you can review them in case you have questions about your individual circumstances.

If you haven’t already setup an appointment, feel free to contact us by Phone: (250) 386-8778 or email.

Insolvency Application FORMS

You will see that the application forms are 12 pages long (and an extra page from the Office of the Superintendent of Bankruptcy).  Not all of the information requested will be applicable to you.  If the specific area does not apply, simply write a N/A in the box or strike it out.

On the first page of the application form, you will note a list of documents that are potentially required to be submitted with the completed application form.  At your first consultation we will indicate what specific types of documentation may be required from you.

Personal Bankruptcy (fill-able PDF)
Personal Consumer Proposal (fill-able PDF)

Printable Application Form Personal Bankruptcy

Printable Application Form Consumer Proposal

If you have any questions about the forms, please call and talk to one of our debt elimination team.  We are here to make the process as easy as possibly.

Once you have completed the forms and have the accompanying back-up documents, put everything together for our office staff.  The paper application form can be dropped off at our office Monday-Friday from 9-4:30 (our normal office hours).  We are also happy to receive the documents digitally or by Fax (yep, we still have a fax machine :)!!)

Additional Information – Debtor Information

As a debtor in an insolvency proceeding, you have a right to be properly informed of the process.  Actually, its not just a right, it is actually a duty of a debtor to have an understanding of their duties and obligations under the Bankruptcy Process. As a Licensed Insolvency Trustee we offer a free consultation to go over your options and duties.

If you go through a formal bankruptcy or proposal, you will be asked to sign an affidavit to confirm your understanding of the process and that you had had the opportunity to have all your questions answered.  Below is additional links to documents you must review before your proceed with a form insolvency.

You and the Bankruptcy and Insolvency Act

3 Provisions BIA

4 What is a Consumer Proposal

a1 Possible solutions to dealing with debt

a2 Dealing with debt collectors

a3 Privacy Policy

Other Links

What Assets Are Exempt From Bankruptcy?

Consultation with Your Licensed Insolvency Trustee


Please contact us if you have questions or require additional information.